CNCU offer a range of banking services including Budgeting accounts and Prepaid cards.
Budgeting Accounts are basic bank accounts that can help you manage your money. They are available to all customers regardless of credit history. The accounts help you take the stress out of bill payment and money management by separating your bills from your spending money.
With the introduction of Universal Credit, increasing numbers of people are struggling to manage their finances. To help you to budget, CNCU now offer two budgeting accounts: the Premier and Standard budgeting Accounts. The accounts can funded through benefits, payroll deductions, wages, standing order, or direct debit. Find out more on our Budgeting Accounts page.
The pre-paid card is a pay-as-you-go VISA payment card. They offer a simple, safe alternative to carrying cash and a great way to shop online. Simply ‘load’ money onto the card which can then be used to buy goods and services or withdraw from cash machines, in the same way as a debit card. Prepaid cards are a simple, safe alternative to carrying cash and a great way to shop online.
The prepaid card does not have an overdraft facility and is available to all members. Find out more on our Prepaid Cards page.