Affordable loans for regular savers

The CNCU Saver Loan is available for existing members who have a history of regular saving.


  • For existing member who have a regular savings history and at least 10% of the loan value in savings
  • Loans available from £500 to £7500 depending on income and affordability
  • Interest rate is 2% per month (26.8% APR)
  • Loan terms from 12 to 60 months
  • Make extra repayments and clear your loan early with no charge
  • Members must be over 18 years to apply

Apply for a Saver Loan

The Smart Loan is only available to members. If you have not done so already, please join us before applying for this product.

Please complete and return the Loan Application Form  or Contact us for more information.

 All loans are subject to status and our lending criteria.